Welcome to Kolom Academy. By accessing our website, courses, or any digital services, you agree to comply with the following Terms and Conditions.
“We”, “our”, or “the Company” refers to Kolom Academy and its authorized team.

1. User Accounts

1.1. Your login credentials (email, username, password) are strictly personal.
Sharing your account with others is prohibited and may result in permanent suspension without notice.

1.2. You are responsible for all activities conducted under your account. If you suspect unauthorized access, notify us immediately.

1.3. Creating an account with false, incomplete, or misleading information is not allowed.

2. Payments

2.1. Kolom Academy uses secure payment gateways (such as SSLCOMMERZ or other approved processors) to handle all transactions.

2.2. Once payment is completed, course access will be automatically provided or activated at the scheduled time.

2.3. We do not store your full credit/debit card information on our servers.
All sensitive payment data is processed and encrypted by the payment gateway.

3. Refund Policy

Refunds are governed by our official Refund Policy outlined on the Refund Policy page.
Eligibility, approval, and processing of refunds are subject to our discretion and established rules.

4. Intellectual Property & Content Usage

4.1. All course materials—videos, slides, PDFs, quizzes, graphics, and any learning resources—are the exclusive property of Kolom Academy.

4.2. Copying, recording, distributing, reselling, screen-recording, or sharing any content without written permission is strictly prohibited.

4.3. Any violation may result in legal action under copyright laws, Digital Security Act, and applicable regulations.

4.4. All content is for personal learning only. Commercial use is not permitted.

5. Anti-Piracy Policy

5.1. Piracy, unauthorized distribution, or facilitating access to Kolom Academy content in any form is forbidden.

5.2. We reserve the right to terminate accounts and pursue legal enforcement against individuals involved in piracy or related activities.

6. Verification Rights

Kolom Academy may request identity verification (NID/passport/phone/email) to prevent fraud and protect user security.
Submitted information will be handled with proper confidentiality and used only for validation purposes.

7. Affiliate Program (If Applicable)

If you participate in our affiliate program, all affiliate-specific rules and policies apply.
Misleading promotion, unethical marketing, spam, or misuse of affiliate links may lead to account suspension and cancellation of commissions.

8. Changes to Services & Policies

We may update, modify, or discontinue any feature, service, pricing, or policy at any time.
Continued use of the platform after updates indicates acceptance of the revised Terms.

9. Limitation of Liability

Kolom Academy is not responsible for losses arising from technical issues, internet outages, third-party failures, or circumstances beyond our control.

10. Final Authority

Any misuse, violation of rules, or harmful action gives Kolom Academy the right to restrict, suspend, or terminate your account.
All decisions made by the Company in such cases are final.

By using Kolom Academy, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.